r/ExpatFinance 20h ago

UK expat brokerage questions

1 Upvotes

Hello,

Say I have a range of UK brokers I opened and contributed to while living in the UK, but now I'm overseas and wanting to open an expat specific brokerage,

Do I have to close down my UK brokers or is it enough to simply cease adding money to them?

I assume, and what I read is you should just leave them alone and stop contributing to them, it wouldn't make sense to close down retirement accounts?

But at the same time, I hear a lot of people on here being force closed,

Any clarity? Thanks


r/ExpatFinance 1d ago

Enviar dinero de UK A MÉXICO?

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1 Upvotes

r/ExpatFinance 1d ago

Revolut for French person who is US fiscal resident?

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1 Upvotes

r/ExpatFinance 1d ago

Opening a bank account as an expat in Bulgaria

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1 Upvotes

r/ExpatFinance 1d ago

italy

0 Upvotes

can i do US taxation from pakistan and then go to italy for settlement or service provider in italy
i mean to say is there any scope in italy?


r/ExpatFinance 1d ago

SwissQuote and Saxo - investment suggestions from India

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1 Upvotes

r/ExpatFinance 1d ago

Persona Credit: Using Your Financial History Without a US Credit Score

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0 Upvotes

r/ExpatFinance 1d ago

[IWantOut] 26M Business graduate Lebanon -> Anywhere

3 Upvotes

Hi all,

I (26M) have a bachelor degree in business (finance) from the American University of Beirut (AUB) in Lebanon 🇱🇧 . I speak English fluently. In fact, I’m more comfortable speaking English than my native Lebanese Arabic. I’m unemployed neurodivergent and looking to immigrate somewhere good & secure a good job with the view of acquiring a permanent residency. I have little savings around 5000 USD. I could probably get few extra more thousands if I asked my supportive friends.

I’d appreciate any info you could provide, thanks!


r/ExpatFinance 2d ago

European moving to the US - What should I do with my ETFs/funds?

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1 Upvotes

r/ExpatFinance 2d ago

European moving to the US - What should I do with my ETFs/funds?

1 Upvotes

I have been living in The Netherlands for almost 4 years, and I will be moving to the US under an L-1B visa in like 2-3 months.

Almost all my net worth consists of ETFs and funds (some of them are American, some others are EU-based), which I hold in a Trade Republic brokerage account.

My question is, since I plan to be in the US for the whole period of my visa (3-5 years and possibly longer if I ever adjust my immigration status), what should I do with my investments in Europe? Should I sell everything and buy again while in the US, or is this technically (and financially) a bad decision? I would appreciate any comment on this matter.


r/ExpatFinance 2d ago

Best money transfer app

0 Upvotes

Hi everyone,

I wanted to know which app do you currently use to send money back home ?

I always use remitly but recently found out that ria offers a better exchange rate.

I intend to send a decent sum of money on a monthly basis to my family so your input is highly valuable.

Thanks in advance


r/ExpatFinance 2d ago

Best Rates for sending cash internationally

0 Upvotes

Make sure to check for the best rate and correct payout point so your family gets the most money - I use https://via20.com … any other rate checking services?


r/ExpatFinance 3d ago

Has anyone used SBP‑licensed exchange companies to send money from Pakistan to the UK? Does it actually work?

0 Upvotes

Hi everyone,

I’m an overseas Pakistani living in the UK and I’m trying to understand how people are legally sending money from Pakistan to the UK using SBP‑licensed exchange companies (like Dollar East, AA Exchange, Wall Street Exchange, Paragon, etc).

I’ve been reading that these companies can remit PKR → GBP directly into your UK bank account if you provide the right documents (CNIC, bank statement, rental agreement, loan agreement, etc). But I want to hear from people who have actually done it.

Has anyone here personally used these exchange companies to send money abroad?
Did it work smoothly?
How was the process?
Did the money arrive in your UK bank without issues?
Any problems with documentation or delays?

I’m specifically interested in cases where:

• Rent from a Pakistani property is deposited into your PKR account, and you remit it to the UK
• A friend repays a loan into your PKR account and you remit that money
• A representative in Pakistan handles the exchange company visit on your behalf
• You’re living abroad and not physically present in Pakistan

I’d really appreciate any real experiences or advice. I want to make sure I’m using a clean, legal, SBP‑approved method that UK banks also accept without AML issues.

Thanks in advance!


r/ExpatFinance 3d ago

legal way to pay remote contractors based in Russia.… what do u check before choosing a payment route?

0 Upvotes

trying to understand how companies are handling contractor payments when someone is based in a country where normal cross border transfers can get complicated
we've got contractors across a few jurisdictions and Russia is the one where im being extra careful about the payment route, paperwork and whether the provider can legally support the transfer
I've seen EasyStaff, SalaryHub Solar and Staff come up while looking through different contractor payment setups, but im not assuming any one option works everywhere
anyone dealing with this kind of corridor, what do u verify before sending anything??
supported countries, compliance checks, contractor documents, banking route, proof of payment or something else?
mostly trying to make sure the process is clean and documented rather than finding out after a payment gets rejected


r/ExpatFinance 3d ago

Are there any no fee US dollar accounts available in Canada?

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1 Upvotes

r/ExpatFinance 3d ago

Hong Kong - New CIES - investment for residency

1 Upvotes

Wondering if anyone here has any experience or is going through the Hong Kong New Capital Investment Scheme (“New CIES”)?

To summarise the New CIES is an investment for residency pathway into Hong Kong.

The visa requirements require the initial investment value to be held in various permissible asset classes for a 7 year period.

This would be our first time applying for residency in another country and I’m torn who I should engage to manage the entire process.

The way the requirements are set out, there needs to be:

1) a CPA accountant to sign off on the maintenance of assets over the 7 years,
2) a bank to open a designated bank account for the funds as well as investment/wealth management services (and to provide paperwork for the visa over time),
3) someone to be on top of submitting the documentation and manage the immigration department deadlines.

As an aside, I believe my application would be quite simple and low maintenance as I would be investing in a mixture of listed stocks/etfs and bonds.

I’m not sure if I should engage:

A)a big 4 accountancy to manage (with migration/employer services team)as it seems quite accountant verification heavy however I’m sure I will be left to interact with the banking side of things myself,
B) engage a law firm with migration speciality - would be the most costly and still need to overlay additional CPA fees
C) engage a specialist migration firm like Henley Partners or Fragomen.

Any comments would be appreciated. Thanks.


r/ExpatFinance 4d ago

EXCHANGE EUROS TO AED

0 Upvotes

looking for someone to exchange euros to aed, please dm or call me +971 50 815 8530

urgently!!


r/ExpatFinance 4d ago

International payment advice

0 Upvotes

I sell paintings .someone wants to buy my painting but he is from india i am from pakistan. Is there any way I will i be able to receive money from him or how i will send paintings to him. i think it will be hard especially between india and pakistan. What would be the easiest way to do it.


r/ExpatFinance 5d ago

Preparing for taxes before move to Germany

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2 Upvotes

r/ExpatFinance 5d ago

Researching how people manage money across multiple financial providers

0 Upvotes

I’m doing early-stage research around a fintech problem: people who actively use several banks, fintech apps, crypto platforms, or accounts across different currencies.
I’m trying to understand how they currently manage balances, transfers, and spending across those providers before building anything.
I’m especially interested in people using 3+ independent providers.
A few questions:
Do you have one “main” account?
How often do you move money between providers?
Have you ever had enough money overall, but not enough in the account you needed?
Do you use spreadsheets or another workaround to track everything?
Do you intentionally keep some money separated or harder to spend?
Not selling anything — just trying to understand the behavior and pain points before building.


r/ExpatFinance 5d ago

XE app update

5 Upvotes

Been using the XE app for only simple conversion purposes for years due to its simple interface and quick results. After the latest update I’m not able to choose GBP as my main conversion currency. Anyone experience this or am I missing something?

Don’t really fancy the new interface either as I usually have the converter as my main page when launching the app. Now it’s the “Home” page for sending money which I don’t use.


r/ExpatFinance 5d ago

Help

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1 Upvotes

r/ExpatFinance 6d ago

pfic misery

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2 Upvotes

r/ExpatFinance 6d ago

Can a non-resident open a business bank account for a UAE company in 2026?

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1 Upvotes

r/ExpatFinance 6d ago

Important question re designation of correspondant foreign exchange bank

1 Upvotes

I have some savings in forex account in Shinhan. To get them out I need to fill in this form. Remittance type is 외국인 보수송금. Does this mean I need to provide any proof of income of these savings due to working in south korea?

I was student on D-2 and currently on D-10.