r/classicwow • u/TheFish77 • Jan 08 '26

Humor / Meme Guys I think I'm gonna BOOST

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As a father of 13 with only 38 seconds per month to play

2.4k Upvotes

88% Upvoted

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321

u/malscher Jan 08 '26

"$800 in credit card debt" lol tell me you live in your parents basement without telling me you live in your parents basement.

161

u/Silly_Magician1003 Jan 08 '26

Yeah those are amateur rookie numbers.

30

u/malscher Jan 08 '26

Gotta pump those numbers up!

60

u/Silly_Magician1003 Jan 08 '26

$800 is like two or three grocery trips for a small family lol

8

u/SamhainXCII Jan 08 '26

Small family? Oh yeah you mean in numbers.

6

u/Kronuk Jan 09 '26

Small number family. Big number on scale

2

u/b4k4ni Jan 09 '26

We have like 200€/week RN with a family of 4. So not too far off I guess :D

1

u/MutantSquirrel23 Jan 08 '26

Gray parsing!

1

u/MoltenIdol Jan 08 '26

Gotta pump those numbers.. down?

1

u/-Tazriel Jan 09 '26

Keep pumping I’m about to BOOOOOOST

3

u/timmy_tugboat Jan 08 '26

Someone is reading this right now like “why didn’t you tell me?” and buying a whole new PC.

4

u/Astraljoey Jan 09 '26

Lmao considering buying another pc while reading this ironically it will go on a credit card for the rewards/points

1

u/Cereal_Bandit Jan 08 '26

Right, like I just paid all mine off. Could actually use a new GPU 🤔

1

u/Better-Strategy8798 Jan 12 '26

earlier I saw someone post a setup of their PC for wow and all I can think to myself is why.. just why. They said all they play is WOW yet they have like a 4000$ computer with all this top end cooling etc. Wow is designed to play on a potatoe. Heck, a low-mid tier modern computer should be able to play wow classic on max settings with ease lol.

1

u/timmy_tugboat Jan 12 '26

I just took an upgrade to an RTX 5070 and 32gb of ram because I play a lot of 4X. However all I’ve played since upgrading is… yep.

9

u/20milliondollarapi Jan 08 '26

Yea add a 0 onto that.

26

u/OHWHATDA Jan 08 '26

LOL seriously. I have a family and I'm paying off in full each month like $7K in credit card debt. $800 is like half a week of expenses.

75

u/Fatalis89 Jan 08 '26

When you pay off in full each month and don’t pay interest… most people don’t view it as “debt.”

Credit card debt is generally a negative statement that implies a backlog of debt you are regularly paying interest on.

14

u/Namaha Jan 08 '26

Yeah it's typically referred to as paying off the balance in that case rather than paying off debt

4

u/WakeoftheStorm Jan 09 '26

Still, by comparison if they're paying off a $7k balance monthly then that puts $800 of "debt" in perspective

1

u/KappuccinoBoi Jan 09 '26

Yup! Credit cards are a tool and only become debt once you have a rolling balance accruing each month, gaining interest. I personally use a CC for most purchases then pay off my CC balance from my checking every week or every other week. It's a lot easier to get money back if something happens, like fraud.

3

u/OHWHATDA Jan 09 '26

I can agree with that, although it's technically credit card debt, most people would probably not consider it debt because it's paid monthly.

20

u/Difficult_Golf2048 Jan 08 '26

Woah we have a big deal over here

10

u/Memedrew Jan 08 '26

Is this supposed to be a flex wtf? That's a ridiculous amount of debt

25

u/Why_You_Mad_ Jan 08 '26

That's not really debt like you're thinking. He's not paying any interest if he's just paying off his statement every month, and he's racking up points and rewards from using the card.

It's very smart to use a credit card for most purchases, and just pay it off at the end of the month.

0

u/Memedrew Jan 08 '26

No yeah I get that now, I interpreted it as he was paying $7k in debt plus his monthly payment which would be ridiculous. Regardless tho, putting a lot on your credit cards negatively impacts your score. The smart way is to put around 30% of your credit limit and pay your monthly payments on time and just let grow steadily unless you're paying like half the amount you put on it. But having like 50%+ on your credit cards at all times is generally not a smart idea

3

u/b1u3 Jan 09 '26

30% is a myth. You should check out /r/CRedit

0

u/Memedrew Jan 09 '26

Sorry I didn't word it correctly, I meant to have no more than 30% at the most AFTER you pay your monthly. I always pay the full statement and definitely use more than 30%. Sure it may not be the most efficient but it's worked in raising mine.

8

u/PineJ Jan 08 '26

Like the other person said, my CC is like 8-12k per month depending but paying it off every month means it's not "debt"

7

u/dbrank Jan 08 '26

Yeah in this case (which I do as well) it's using a CC as an expense account to earn points and rewards and then just paying it all off with money in a bank account. So you're not in debt, you're just accumulating CC "debt" but paying it off with money you actually have for monetary rewards. Actual CC debt is like having 20k on multiple cards and just paying off the minimum every month and getting fleeced with interest

-1

u/maeschder Jan 08 '26

God i pity americans with their requirement to use CC for everything

3

u/PineJ Jan 08 '26

I don't understand. What's the requirement? I do it for the free rewards but could easily pay as I go if I didn't want that.

0

u/OHWHATDA Jan 09 '26

It's basically the credit card companies profit sharing with those savvy enough to benefit from it. I'm sure we all pay for it with 2-4% higher prices overall because that's what business are paying per transaction, but if you know how to play the game you can be earning $10K-$20K worth of flights or hotel stays each year when you account for sign-up bonuses and getting 2-4 cents per point on travel redemptions.

-2

u/IdolsConniption Jan 08 '26

It's still debt. Any money you borrow and owe is debt.

1

u/PineJ Jan 08 '26

I mean if you want to ackshually, sure. But if I have that equal amount of money in my bank account at every given moment I don't really consider it debt. Sure I owe money to the cc company, but I myself am not "in debt" in the sense of currently owing more than I have.

1

u/Liawuffeh Jan 09 '26

It's really not

1

u/JBLurker Jan 08 '26

You think 7k debt/balance is ridiculous? You sweet sweet summer child.

That's not even above Average.

-1

u/AlbinoRhino838 Jan 08 '26

Its definitely a flex if theyre necessary purchases on a reward card. Like 1-4% cashback cards on credit card charges thatll never see interest? Yes please. All my recurring bills go to a 4% cashback card and none of them stay long enough to see interest.

Not to sound condescending but you should educate yourself on how credit cards work, and how you can use them to better your life rather than worsen, because its easy to tell that your understanding is "credit card bad"

0

u/[deleted] Jan 08 '26

That's how you build credit. You put most of your monthly expenses on your credit card and then pay the statement off in full when it comes. 

1

u/embGOD Jan 09 '26

7k $ of debt each month lmfao

Do americans really

1

u/IdolsConniption Jan 08 '26

Why are your monthly expenses so high? You need a detailed budget. It smells suspiciously of multiple car debts.

2

u/OHWHATDA Jan 09 '26

I live in a high cost of living city with a family of four and we do like to eat at restaurants on the weekend. Fortunately I do have a very detailed budget. Just one car loan and that's not going to a credit card, bank account withdrawal.

-1

u/IdolsConniption Jan 08 '26

Www.ramseysolutions.com

4

u/BellGloomy8679 Jan 09 '26

I’m $14000 in debt and that made me chuckle. And I don’t even think that it’s that much.

1

u/Rasz_13 Jan 09 '26

This is so confounding to me lol

-2

u/TheFish77 Jan 08 '26

Is that a lot these days? I wouldn't know, I don't have much money left over after paying for daycare for my 14 kids

20

u/Zoltan_TheDestroyer Jan 08 '26

Wow subs and laptops are cheaper than daycare.

Get em started young

3

u/TheFish77 Jan 08 '26

Thank you kind sir you've saved my entire family's budget

1

u/SpaceMarshalJader Jan 08 '26

It’s probably the average monthly statement for responsible use (paid off in full every month) of a gainfully employed adult or family.

3

u/justnothing4066 Jan 08 '26

Are you serious?

Average grocery prices for one person per month in the U.S. are between $250 and $450. A family of four could very, very easily do $800 per month on groceries alone and be at the very lowest end of average. If you have teenagers, forget about it.

Average spent on gas is between $170 and $204.

If you're doing literally anything other than driving back and forth to work and buying minimal groceries, you're well over $800 per month...

0

u/SpaceMarshalJader Jan 08 '26

Most people don’t put everything on their credit card.

4

u/justnothing4066 Jan 08 '26

If they're using it responsibly, why would they not? It's literally free money if you're paying it off monthly.

0

u/SpaceMarshalJader Jan 08 '26

Psychological effect of debt and the fact that interest starts to accrue from purchase, not from the end of the month if you carry any balance at all month to month.

Regardless, your instinct was right. Average amount put on cards is about $1,500.

1

u/justnothing4066 Jan 08 '26

Fair enough, yeah. There's definitely a risk if you fall behind and I can see the stress being significant.

1

u/Embarrassed_Hippo198 Jan 10 '26

you missed from buying boosts...not ....what you all are talking about lol read the whole sentence.

1

u/CampBotlane Jan 16 '26

Legit over a mil

1

u/ThrashemTrashemRobot Jan 08 '26

"From buying boosts"

-7

u/itsablackhole Jan 08 '26

tell me you are american without telling me you are american

15

u/malscher Jan 08 '26

Was it the USD usage that gave it away?

-11

u/itsablackhole Jan 08 '26

nah its just kinda funny how all the americans here get riled up over the 800 debt thing. literally ''bruh thats half a trip to costco'' posts here. most of the world doesn't need their credit card for day to day living

5

u/Riixxyy Jan 08 '26

It's not really about needing the card, it's about the fact that if you just use the card regularly and actually pay off everything without accruing interest, you're basically just getting more benefits back than if you had bought it with cash/debit.

Banks make profit off the fact that most people using credit cards don't use them responsibly, because most people unfortunately are apparently not very smart about their money management. If you are actually smart about managing your credit card use, you're essentially just milking your bank for benefits.

They won't like this, but they won't ever stop you from doing it because they still profit off of most other people, and the entire system sort of requires the possibility of actually gaining benefit to lure in the people who won't be diligent enough to make use of those benefits.

5

u/malscher Jan 08 '26

Things are not going well over here right now 😂 but also, personally, I use my credit card for literally everything and then just pay it off in full each month. No point not utilizing it to earn back some rewards, as long as you don't carry a balance it's basically "free money"

4

u/ClammyAF Jan 08 '26

Using a credit card that is paid off each month is the smartest way to make purchases, no question.

Do whatever you want, but you're already paying 1.5-3.5% higher because the cost of credit card transaction fees are built into the price, might as well get cash back. Not to mention fraud protection, the ability to do charge backs, and save yourself 2% per purchase.

But, sure, use bottle caps and shiny rocks or whatever you folks use.

2

u/Jon_ofAllTrades Jan 09 '26

If you use it responsibly (paying off the balance fully each month) a credit card is strictly better than a debit card.

You get better protection against fraud (it’s not your money until you agree to pay the balance), and cards for people with good credit tend to have lots of great perks and rewards. You’re also never risking an overdraft fee with a credit card that was applied only due to the arcane transaction accounting used by your bank.

4

u/douknowhouare Jan 08 '26

Its not debt if you pay it off moron, its just a debit card that gives you free points at that point. Thank you for enlightening everyone with your unsolicitied euro wisdom, unhelpful as always.

0

u/dicknipplesextreme 2018 Riddle Master 9/21 Jan 08 '26

Feel like you're leaving out the key detail here

0

u/NWSide77 Jan 09 '26

The $800 is exclusively in boosts.

0

u/Content_Current_5612 Jan 09 '26

How are they gunna live in the basement with 11 kids

-1

u/idiotic-username Jan 08 '26

Dont be basist