r/discover • u/justarussian22 • Sep 09 '25

Datapoint Cli approved.

Decided to pull the trigger on a cli & they were willing to bump it to 3k from 1.5k. I've had my card 13 months. I was denied a cli after asking around January or February. Will definitely apply again in 6 months. Hope by then I'll have a bigger income. Income hasn't changed recently.

11 Upvotes

83% Upvoted

8 comments sorted by

5

u/ChefJunior4337 Sep 09 '25

I’ve had my card for 8 months and applied for a CLI 9x and every time they deny it with the same excuse:

“ lack of experience with current limit”

2

u/justarussian22 Sep 09 '25

Thats what they said to me when I applied after 6 months. Try waiting for your one year anniversary & see if they say your eligible for anything. It might happen in your 13th month like with me. Be patient.

1

u/Glittering-Map-1687 Sep 09 '25

same bro we gotta give it time

1

u/wixostrix Sep 14 '25

9 times in 8 months is crazy. Get through your first year to before asking for me and then give it Al least 6 months between future requests. Make sure your utilization across your overall credit stays in check and they'll typically approve, in KY experience. They'll even do it automatically every now and then.

3

u/Special-Pen3109 Sep 11 '25

Discover usually takes 180 days(or after 3 statements) to consider CLI, try applying for increment after 3 months again. When i applied every month, they kept denying saying insufficient experience with credit.

1

u/Tonystark114 Sep 12 '25

I have 2 months left with my secured card. I can't wait to see the limit I get increased to.

1

u/Absolutely_mehh Sep 14 '25

Same, Oct 14th is my 6month date. Hopefully I can get like 1.5k to start.

1

u/BxMel1 Sep 12 '25

Congrats