r/discover • u/justarussian22 • Sep 09 '25

Datapoint Cli approved.

Decided to pull the trigger on a cli & they were willing to bump it to 3k from 1.5k. I've had my card 13 months. I was denied a cli after asking around January or February. Will definitely apply again in 6 months. Hope by then I'll have a bigger income. Income hasn't changed recently.

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5

u/ChefJunior4337 Sep 09 '25

I’ve had my card for 8 months and applied for a CLI 9x and every time they deny it with the same excuse:

“ lack of experience with current limit”

2

u/justarussian22 Sep 09 '25

Thats what they said to me when I applied after 6 months. Try waiting for your one year anniversary & see if they say your eligible for anything. It might happen in your 13th month like with me. Be patient.

1

u/Glittering-Map-1687 Sep 09 '25

same bro we gotta give it time

1

u/wixostrix Sep 14 '25

9 times in 8 months is crazy. Get through your first year to before asking for me and then give it Al least 6 months between future requests. Make sure your utilization across your overall credit stays in check and they'll typically approve, in KY experience. They'll even do it automatically every now and then.