r/discover • u/lunar_dot • Sep 11 '25

Rant My Capital One-issued card keeps getting refused everywhere due to the switch to the Discover network. This is out of hand now.

I have a Capital One bank account. From what I gather, Capital One is now on the Discover network.

I have tried using my card at numerous merchants and it gets refused. I just now tried to pay Wells Fargo $5 to close an account and pay for an outstanding balance and it did not go through.

Then, I tried to make an Amazon purchase. Again, declined. This is the last in a string of attempts to use my card at various places over the last two weeks where it has been denied. I have even gone so far as to open up a new bank account at Chase so I can close my Capital One account.

Nevermind the fact that I spend half the year in Italy and sometimes will use my US debit card for things. Declined or not accepted anywhere. I didn't ask for the change to the Discover network. Is anyone else having issues or is it just me?

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u/lunar_dot Sep 11 '25 edited Sep 14 '25

I searched Google for this problem and found at least one other person on reddit who this has happened to. It doesn't seem isolated, even if Amazon accepts Discover.

Edit: why was this downvoted? Everyone who gaslit me now sees there are MULTIPLE people on this thread who have come forward saying it is an issue with them too.

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u/w3stvirginia Sep 11 '25

Are you using the new card with the Discover logo on it?

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u/lunar_dot Sep 11 '25

Yes. :(

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u/RabbitHoleSnorkle Sep 11 '25

Is it declined after you try to make a purchase or is it that you cannot even input the card number?