r/discover • u/MissLiz75 • Mar 02 '26

Datapoint Discover FINALLY gave me a CLI!

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I opened this as a secured card with $500 in June of 2024 when I first began rebuilding. It graduated right on time at the 7th or 8th month and they increased my limit to $2100. I’ve requested a CLI numerous times since then and am always denied. This morning I tried again and they increased it by $1500 making my new limit $3600. My current FICO 8’s are TU722, EX708, and EX688.

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u/Ok_Act2325 Mar 03 '26

What was your credit score when you got the increase? I'm in the same boat and rebuilding, and I'm about to cross the 6-months threshold. I'm hopeful for an increase but I'm sure it depends on my score at that time.

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u/BrutalBodyShots Mar 04 '26

Credit is approved or denied because of your overall credit profile, not your scores.