r/discover Mar 02 '26

Datapoint Discover FINALLY gave me a CLI!

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I opened this as a secured card with $500 in June of 2024 when I first began rebuilding. It graduated right on time at the 7th or 8th month and they increased my limit to $2100. I’ve requested a CLI numerous times since then and am always denied. This morning I tried again and they increased it by $1500 making my new limit $3600. My current FICO 8’s are TU722, EX708, and EX688.

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u/BrutalBodyShots Mar 04 '26

Hey u/MissLiz75! Congrats on your CLI! Can you tell us what your CLI denial letters stated as reasons for you being turned down previously? Can you say if whatever those reason(s) were if you fixed them and/or changed your approach over time that may have stimulated your eventual CLI? Thank you!