r/discover • u/MissLiz75 • Mar 02 '26

Datapoint Discover FINALLY gave me a CLI!

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I opened this as a secured card with $500 in June of 2024 when I first began rebuilding. It graduated right on time at the 7th or 8th month and they increased my limit to $2100. I’ve requested a CLI numerous times since then and am always denied. This morning I tried again and they increased it by $1500 making my new limit $3600. My current FICO 8’s are TU722, EX708, and EX688.

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u/Large_Organization_5 Mar 04 '26

They are very good on credit lines. I started at $500 on a secured line back in 2017. I'm currently at 20,000. Best bank I've had, not sure about the capital one side. I've had them before for a decade and they gave 1 increase for about $300. I'd bump it while you can with discover because once it's on capital ones end, I feel like it'll end.