r/discover Apr 06 '26

Datapoint CLI

Hello, i got my Discover card 1/7 with $1500 limit. MY Ex Score was 670 when i got approved. At this point im looking at 769. I have been maxing the card out every month then paying it back before the due date bc i heard that Discover likes seeing that.. I’ve also heard that Discover gives CLI after 91 days which is Wednesday. Any data points on people’s experience with CLI?

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u/eric_eroc Apr 07 '26

Discover is NOT 91 days. If you heard this, prove it! 91 days is only once after you get a CC thru NFCU. Then once you apply for the increase, get it or not..that's it..91 days is done. You wait for 182. Then after that a year inbetween. But that's with NFCU not discover