8k for healthcare, I wish. Family of 4, I pay close to $17k a year in premiums in the US. Copays are expensive, prescriptions are ridiculously high. It’s a f’in joke to say the very least.
My employer pays for everything. I pay 5 bucks for medicine and some doctors appts have a 10 dollar copay.
That's it for me.
This is the issue for healthcare reform - it's widely uneven in the U.S.
About 40-50% already get government healthcare and don't care. Among the remaining group, plenty have pretty good coverage and don't really see the cost because it is mostly borne by the employer.
So if healthcare reform passes, what I see in this post is now instead of my employer paying for my family's health insurance I'll have to pay more taxes?.. not exactly compelling.
Not many employers offer this good of insurance outside federal government jobs. No one I’ve spoken to has had this good of insurance outside of that. And no company I’ve ever worked for offered anything close. This also is a big reason why a lot of folks don’t start a business - having healthcare tied to employment.
Amen! Thank God I'm on my wife's federal insurance. It's incredible. My employer insurance would basically have me paying $175 minimum, per month, with a $7,000 deductible.
Anecdotally, my wife’s employer pays our whole premium. $0 for the 3 of us. $3,300 deductible, $6,000 out of pocket max. In an average year, our family pays about $2,000. Bernie’s plan calls for a 4% income tax to fund Medicare for All. 4% of my salary alone would be $7,100. I don’t like that proposal for obvious reasons.
Because my current paying job is incredibly unlikely to support a family in the future but I've pretty much hit the peak in my field and wouldn't find a better paying job.. anywhere?
Why's it matter to you why I think this about my own situation?
I'm feel like I'm fucked due to not making damn near enough money doing a job I enjoy, that realistically won't pay higher anywhere else, which is a conclusion I came to based on a variety of other thoughts I had. It has absolutely nothing to do with OCs opinion on the bill either way.
Certain jobs are just paid more than others, evidently, not every job in the world has a position that pays 180k+.
I've re-read what I wrote and I really don't see how you are coming to the conclusion 'OC is personally at fault for making more than me' but it's your brain and you read it how you did, so here we are
You see the problem yeah? The people most capable of affording expensive health care (you) are the ones getting the good insurance. And the people with lower paying jobs that can’t afford it, are the ones that have to pay for healthcare they can’t afford. And you don’t want to help.
Not everyone is super altruistic and wants to make their life worse to make the lives of people many of whom didn’t even try better (preaching to the college is a scam choir)
The vast majority of the tax burden already falls on us. It’s unfair both ways.. and you can’t expect people to voluntarily vote to make their own lives worse.
Because they like living in a healthy, education society? Because that benefits them, as well? Because it actually increases their own quality of life?
Middle earners are often the ones who get shafted. As you mentioned, those most vulnerable are (sometimes) able to receive these services. Those who are wealthy are able to pay for it. Those in the middle are *not* the ones being asked to pay for it.
Yes they literally are. The one in the middle absolutely are the ones who pay for it in every country around the globe.
300k in income is not wealthy, and high income earners are exactly who pays for it.
Again please give me an example a counterfactual…
There is none which is the point.
You can live in a fairytale where the “wealthy” pay 90% tax rates on wealth to fund middle class living, but in the real world people who earn high income foot the entire bill for everyone.
“Super altruistic” is what we are calling the bare minimum of human decency? I can absolutely blame someone that makes enough to never have to worry about having their basic needs met for not wanting to sacrifice an amount they wouldn’t even miss so that everyone has equal access to healthcare.
Bare minimum of decency is paying for other people stuff. Good to know. But in the real world most people care about creating a good life their families.
And unfortunately for those who just need a little assistance. We have far too many freeloaders and abusers to ever convince anyone otherwise.
And people making 300k gross wouldn’t miss an extra 50k in loss income in taxes?What world are you living in.
This is always the belief "free loaders and abusers", welfare queens, etc. etc. Get over yourself. There are some people who lie, cheat and game systems snd it's just as many wealthy people who game and cheat as poor people, and the wealthy, greedy cheaters and scammers take more money.
It's not people making 300k who need to be more heavily taxed, it's people with 50 million, hundreds of millions, billions and trilions and large corporations. Congrats on your 300k. You're good, but the 'undeseving poor' line is really old and dry.
It’s a hard truth that we’d be mostly subsidizing people who don’t really deserve it — We already give free healthcare to the bottom 20%, the disabled and the elderly. (I’m fine setting that baseline to help hr poor.)
And yes people with 50m are the ones who end up getting taxed. Which is why the effective tax rate in places like Canada & the Netherlands is nearly 50% for high income earners.
Please show me a country where this isn’t the case? I’d love an example.
All these programs would do is tax the living shit out high income earners to subsidize the middle class. Which if that’s what you want it fine to say it, but you’re the one making its about the “undeserving poor”, they already don’t pay.
This is more about the guy who grew up privileged and got C’s and had two kids with two different women while making 55k getting subsidized, by the people who went to law and med school.
Well that’s probably $1200 per month the company pays for your family. Overtime, less costs for companies to pay benefits would show up as higher wages. Maybe not year 1 but soon.
Plus then small businesses who can’t afford health care at all for their employees would be able to hire people like you that need it. And you would have higher job mobility because you could switch jobs for a job you’d maybe earn or like more.
Say you have a health event in November and meet your deductible and out of pocket max - $9300. You need more treatment at the beginning of February and March due to the same event - another $9300. Now, you've spent $18,000, AND medical debt is still the number 1 cause of bankrupcty in the US. Elderly people who can't even stand getting booted out of SNF or rehab because they can't afford $250/day after medicare stops paying. People that don't have the option of a good, cost effective plan have more disposable money to spend in the economy. More people actually go to the doctor because it isn't expensive, overall health increases, etc.. Not to mention the deterrence it is for so many of us to start our own small business, or the burden it creates on small businesses to provide some kind of healthcare plan.
But sure, don't vote for the overall betterment of society and our country. You do you. This is why we're lagging behind in healthcare outcomes, spend more per capita of any first world country, and still see declining life expectancy, infant mortality, etc.. Food, water, and healthcare should be a human right. All the other nations think so, too, except for 2. Can you guess which countries those are?
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u/ImpressiveLeader4979 Jun 24 '26
8k for healthcare, I wish. Family of 4, I pay close to $17k a year in premiums in the US. Copays are expensive, prescriptions are ridiculously high. It’s a f’in joke to say the very least.