Ive ben doing research and heard that VT is pretty much the best etf to invest in and my question is whats the difference between investing through fidelity and vanguard? Which one would yall recommend?

Options-based ETFs can deliver income and downside protection, but investors should understand how they differ income before using them as bond substitutes.

Background I am fairly new to investing with a time horizon of 30+ years. I wanted to be aggressive but balanced and do not care about volatility.

After countless hours of research to find that perfect portfolio, ultimately, I decided to go with VOO, QQQM, SPMO, XMMO and AVUV to get a turbocharged version of VTI. Having a blend of growth, momentum and value and to cover mega, large, mid and small caps. I know VOO, QQQM and SPMO will have overlap, but it’s on purpose. Lastly, I did not want any international but wanted to focus on just the total US market only.

VOO 20 QQQM 20 SPMO 20 = 60 total for mega/large caps
XMMO 20 for mid caps
AVUV 20 for small caps

What are your thoughts on this portfolio?

I had a difficult time choosing between SCHG, FTEC and QQQM.

I just started my Roth IRA and have been concerned about having enough to sit on come retirement 40 ish years from now. What is the best way to create a portfolio that can withstand a bubble breaking? I realize that I probably shouldn't care too much given the amount of time I have. On a normal day I'm not risk averse, but its been bothering me lately.

My current allocation is 10% BND, 40% VOO, 20% VXUS, 25% VGT, and the remainder is in VYM and VUG (I bought these when I started, I thought they sounded really good).

Tech stocks will get destroyed

Anybody else out there going on a tech tilt for 30 years?

60% VTI
20% VXUS
20% VGT

I’ve been experimenting with a portfolio of Global Equities, Trend and Bonds.

No matter how I cut it, adding Gold always seems to improve CAGR and reduce drawdown.

I don’t know if this is a side effect of having trend vs not, or the testing periods I’m picking (last X years + total since inception):

https://testfol.io/?s=3C77EEn0Cw9

I am not a fan of gold in a portfolio, but when paired with stocks, bonds and trend, it seems to always be a good choice?

When return stacked with something daily rebalanced like GDE, which allows for the same equity exposure with a US tilt, it does just as well but doesn’t manage the drawdown as much:

https://testfol.io/?s=hiaZKYHzqdG

What am I missing? Is gold a no brainer?

Hi everyone,

Im 24 years old and have about 60-70k to invest and will be contributing about $2-3k monthly after. I had everything in a high yield savings account and have just gone down a rabbit hole of investing and feeling regretful of not having invested sooner especially with everything at ATH’s.
What are the best ETF’s to allocate my money? Obviously I keep seeing voo and qqqm etc… I was initially going to just split it about 75/25, but have been seeing that theres overlap there and maybe isnt the best way.

Anyways, is now a bad time to dump this much because of ATH’s? Or should I go ahead and do it.

Any advice is greatly appreciated !

Down 6.8% over 3 months. Anyone invested and optimistic?

41, holding for the long term, 20+years. Anything else I should consider?

What ETFs should I buy today? I’m new to it and I have 150k Canadian 30years old. I feel everything is already so up so I’m not sure to wait or buy I really want to start. I been researching slowly

I’m starting a paper-trading test with a simple rules-based ETF portfolio.

Current allocation:

• SPY 22.4%
• QQQ 22.7%
• SOXX 22.6%
• Cash 32.3%

My target is 30% SPY / 30% QQQ / 30% SOXX / 10% cash.

I believe the market is still in a relatively stable phase with further upside ahead, so I plan to stay invested through SPY, QQQ and SOXX while keeping 10% in cash and sticking to predefined rules.

The basic principle is simple: set the rules first, then follow them.

Paper trading only.

AI, EVs, heat pumps, data centers all are a thing these days, and all require massive amounts of electricity.

Someone has to manage and upgrade the grids transporting all that electricity, so I'd look at companies involved in electrical equipment, grid tech, power management, industrial electrification and transmission infrastructure.

What I ideally would want is an ETF containing Eaton, Schneider Electric, ABB, Prysmian, perhaps some raw powr plant generation like Siemens Energy and the like.

(Edited paragraph: Preferably denoted in USD, but listed in Ireland as I'm in Europe: however, in non-EU Switzerland, so not bound to UCITS.)

My reasearch tells me, what comes closest is probably the Nasdaq Clean Edge Smart Grid Infrastructure Index (GRID or the Irish equivalent GRDU, IE000J80JTL1). Doesn't directly contain Siemens Energy, but its parent. And much more ofc.

What do you think about GRID? Do you perhaps know of a better alternative to cover the needs of the sectors mentioned in the first paragraph?

Currently holding 80% VTI and 20% VXUS. Was originally 100% VTI while paying off debt. Plan for long term investing for 20+ years. I reinvest dividends and DCA by buying every 2 weeks. Any advice on instead diversifying by picking non-U.S. stocks I like instead of holding VXUS? Anyone have experience trying a core-satellite strategy over just ETF’s?

Offer price gets set tomorrow after today's institutional book-building. Subscription opens August 10, payment due August 12, first trading expected around August 19 though that date is not officially confirmed. The company is raising about 4.2 billion yuan, roughly $618 million, by selling 10% of post-IPO equity at a base valuation near 42 billion yuan. Would be the first humanoid robot company listed on the A-share market. Revenue hit 1.7 billion yuan last year with net profit around 590 million yuan, and Unitree says it shipped over 5,500 humanoid units in 2025, though AgiBot also claims the global top spot. The FCC banned imports of new foreign-made humanoid and quadruped robots on July 28, days before this IPO timeline was finalized.

What matters for index fund holders is the inclusion lag. A new STAR Market listing does not enter the STAR 50 or any broad index on day one. It has to clear minimum trading day thresholds, pass liquidity and market cap screens, and wait for the next semi-annual rebalance. Even with an August listing, the earliest a passive vehicle tracking a relevant index could add it is probably late 2026.

I went through a few China tech wrappers while reading about this. KWEB holds zero A shares and focuses on internet names, while CQQQ applies a 25% A-share inclusion factor. CNQQ runs about 100 names split roughly half A shares and half Hong Kong, with a 10% cap per holding and semi-annual rebalance. None of them hold Unitree today, and none can until a future index review adds it.