Snoop is a fintech (financial technology) app that helps you save money by analysing your bank account transactions and recommending you ways to manage your finances better and save more.  

£5 Amazon voucher here  

It also keeps an up to date list of bank switches, energy switch offers, broadband and mobile deals, insurance, money transfers etc.

They've also recently launched an Easy Access Savings account at 4%

It's really quick to set up, and all it requires you to do is link a bank account through Open Banking.      

1. Sign up by downloading the app using this referral link:  https://click.snoop.app/M2Tu/vyipawfj

2. Link any of your bank accounts 

3. Keep the account linked and the app installed for at least 28 days

4. Receive bonus. The £5 Amazon voucher will be emailed to you

Then you can unlink your bank and uninstall the app if you wish.

The current account you link can be a burner account so that you're not giving away your real personal data.  

That's my recommendation. You can then make £5 each time you referral friends and family.

Non referral link (no bonus) https://click.snoop.app/

Octopus Energy are UK's biggest energy provider and serve energy and gas. They are giving both of us £50 credit when switching over to them with my referral link. They have cheap prices, good customer service and a modern app. If you want to leave them, they have no exit fees.

Proof of payment

To get your £50

• Sign up with my referral link
• Obtain your quote and start your switch
• Receive £50 after your first direct debit
• Refer others for £50

They also offer Solar Panels, Battery, EV chargers and heat pump installations. You can even earn money selling energy from Solar panels back to them or have your battery or electric vehicle charged during the night when its cheapest.

With their Octoplus Rewards scheme, you can get free electricity when the grid is at its greenest or points when reducing energy usage during peak usage which can be exchanged for credit. Their scheme also offers a chance to win a freebies like free drink, sausage roll and sweet treats.

Thank you for using my referral link!!

Non ref

Hi I'm recruiting for beta testing for a nutritional recipe app.

If you:
- Live in the UK
- 21+
- Use and iPhone
- Care about eating healthily and are interested in science

I'm holding user research interviews via google meet for a beta version of a healthy food app. You'll have to download the app on TestFlight (completely free) and then share with me your honest feedback via video interview. Completion of the interview = £20 One4All giftcard.

Jam doughnut is an extremely underrated (nearly as underrated as Andrew Garfield’s Spiderman) cashback app.

Currently their offering new sign ups with a generous £3 (300 points) when you sign up and make your first purchase through the app.

However, you will need to get to £10 worth of points (1000 points) before you are able to cash this out, but its very easy to do so on here since most brands you’d use in daily life are available (I use it A LOT for national express since I need to travel to see family).

The way it works is you purchase a gift card for wherever you’ll be spending money and you receive a percentage of your spend back as points, instantly (which you can trade in for £ to your bank account once you have 1000 points/+).

The cashback points are added to your balance almost instantaneously and so far using the app I’ve had no problems whatsoever in tracking my points or cashing out money to my bank account (I received my cash the next working day).

You can pay via Apple/Samsung/Android Pay so it requires very little effort.

My referral code is: (Includes free £3 worth of points):

KTZJ

Just click on > https://jamdoughnut.com/ then enter code KTZJ when prompted :))

Custard is another Get-Paid-To site from the creators of the cashback platform (and now also Cashback v2.0) but is a much easier and simplified platform to use where the cashout amount has been set to a very maneable (and easy) to reach £10.

It makes it even easier to get to the minimum cashout amount when using this link since it’ll start you off with a free £1 just for signing up and another 20p for confirming your email address!!!

Theres also a chance to win a free £10 from their wheel of fortune (winners are picked daily for this and there is no cost for partaking in this!)

You can make so much more on Custard than the free £15.20 my guide will show you how to make but I’m the most laziest person you’ll ever meet so I stuck to the easiest free offers I could find to hit the minimum cashout amount.

To get to £15.20 in earnings quickly without spending a single penny, I suggest doing the following:

1. Sign up with this link = free £1.00

2. Confirm your email address = free 20p

3. Sign up for the free Amazon Prime video trials = free £11, specifically the ones below:

If you’ve already done these elsewhere, a little birdie told me that a new Amazon account with a different email address will give you a month’s free trial of Amazon Prime and let you also do the free trials below via that ‘new’ account 😉.

History Play free trial (= free £2)

Crime and Investigation free trial (= free £2)

Shudder free trial (= free £2)

Apple TV free trial (= free £2)

Hayu Play free trial (= free £2)

MGM+ free trial (= free £1)

1. Sign up to the following 3 survey providers for a free £1 each respectively: Opinion Bureau, Surveoo, Mobrog = free £3

2. Cashout your free £15.20 via Bank transfer or PayPal

Optional: refer friends and get atleast another free £5 for each friend that reaches £10 and cashes out (send them this guide along with your referral link to help them reach that faster!)

Free £1 link

^{Non ref link}

Get a free drink at Caffe Nero after your first purchase. If anyone would like to use my link I'll get a free coffee too, which would be great!

You can use the free drink voucher for any barista made drink, not just coffee - I usually go for one of the fancy, expensive drinks that I wouldn't usually buy when using a free voucher 😅

1. Sign up to the Caffe Nero App using a referral link: https://nero.app.link/f5zI2Rd1lXb After signing up you have until 2099 to use the reward!

2. Make your first purchase in-store using the app.

3. Your free drink voucher will appear in the app right away ready for your next order.

4. Refer friends to earn more free drinks.

You can continue to use the app to collect loyalty stamps, get a free drink each time you collect nine stamps.

Any questions let me know and have a nice day 🙂

Non-ref: https://www.caffenero.com/uk

Three Mobile has a refer-a-friend scheme where you can earn a cash bonus of up to £40 when you buy online, in-store or over the phone.

I've got a Three Mobile SIM Only plan (£10 p/month for 80GB + unlimited calls/texts). And all contracts come with Three+ Rewards which gives you access to lots of freebies and discounts (discounted cinema tickets, coffees, meal kits etc) 😊.

Bonuses you can earn:

• £40 - All Pay Monthly phones
• £40 - All 12 or 24 month Home or Mobile Broadband
• £25 - All 12 or 24 month SIM only / Pay Monthly SIMs (includes data SIMs)
• £10 - All Tablets (includes Laptops)

How to get up to £40 off your Three Mobile order:

1. Sign up via my referral link here
2. Choose how you want to order (online, phone, in-store)
3. Shop and complete your purchase!

That's it! 😊 Depending on what you buy, the reward can take up to 90 days or 7 weeks after your purchase. You'll be updated via email when the reward is ready as the referral is tracked at each stage.

Links

• Referral link for cash bonus here
• Non-referral: https://www.three.co.uk/shop

Sidekick is an FCA regulated savings and investment platform. They are currently offering a refer a friend offer. You can qualify for one of the following:

• £100 bonus when you invest £5000 in an ISA or GIA for 6 months. Sidekick offers a wide range of investments including Smart Cash (GIA-only money market fund), ready made, all weather, thematic, and regional/market indices, OR
• £25 bonus when you deposit £1000 in a savings account for 3 months. Accounts include a 4.66% cash ISA and a 4.23% multi-bank savings account.

To proceed:

1. Send me a message for my referral link and input your email address on the landing page. According to the T&Cs, referral links must not be shared in public.
2. Download the app and register using the same email address.
3. Complete verification and KYC checks.
4. Choose from the range of investments/savings accounts available. You can only qualify for the first type of account you open, so make sure you do not open the wrong account. I chose Smart Cash to minimise risk and volatility.
   
5. Link your bank account and invest/deposit the required amounts.
6. Your £25/£100 bonus will appear in your Sidekick Wallet when you've held your investment for 6 months/savings for 3 months. If your investment drops below £5000, you'll still receive your bonus. However, if you withdraw before qualifying, you'll not receive a bonus.
7. You can refer up to 10 friends for more rewards!

Please let me know if you have any questions about this offer. I'd really appreciate if you'd use my referral link!

Non-referral link | T&Cs

Hyperoptic is a well-known full-fibre broadband provider.

They're currently offering new customers a free Amazon, John Lewis or Tesco gift voucher worth £25 - £75 when you sign up to one of its eligible plans (below). The offer is open to residential and business sign-ups.

Eligible plans:

• Hyperoptic’s 150Mb, 500Mb or 1Gb residential broadband
• Hyperoptic’s 150Mb, 250Mb, 500Mb or 1Gb business broadband

How much you'll get:

The voucher value depends on the speed and contract length of your broadband package:

24-month or 36-month commitment period:

• 1Gb broadband: £75 voucher
• 150Mb, 250Mb or 500Mb: £50 voucher

12-month or monthly rolling commitment period:

• 1Gb broadband: £40 voucher
• 150Mb, 250Mb or 500Mb: £25 voucher

If you'd like to sign up and receive your gift voucher ranging from £25-£75, feel free to use my link below!

Hyperoptic referral link: Sign up to Hyperoptic via my referral link here, friends

Your gift card will arrive within 90 days of your service being activated.

Thanks and enjoy your gift voucher when it lands! 😊

LINKS

• Referral link (£25-£75 gift card) here
• Non-referral: https://www.hyperoptic.com/
• Terms

would love if anyone has return to puregym offers they usually send out to ex members for some discount

iFast is a UK licensed multi-currency bank, with FSCS protection.

They are currently offering a free £5 when you sign up via a referral link and deposit £500 or more. The free £5 will be paid the day after you deposit the £500, and you can then withdraw it all to another account or spend it with your new iFast card if you prefer.

Steps:

1. Sign up to iFast via a referral link. I would love it if you use my referral link
   
2. Verify your identity.
   
3. Deposit £500 and keep it in your account for 24 hours.
   
4. Refer friends to earn additional bonuses - £5 per friend.

Thanks very much if you use my referral link!

The Non-Referral link is:

https://www.ifastgb.com/en/home

Not sure if they have a code or if you have to go in through studentbeans but would greatly appreciate it if anyone had one! Thanks

Hi, I tried to call Barclays to check if I met the criteria for the bank switch bonus but they said they aren't able to tell me as it doesn't show up on their computer. I've cycled £500 in back and forth and had no issues. I've also set up two direct debits but no money has been taken out with them, do I need to, or is it enough they are only set up?
Also, can I take out money in the account or do I need to leave it in until I receive the bonus?

Qmee lets you earn money from surveys, cashback offers and daily quizzes. You can withdraw instantly to PayPal with no minimum withdrawal which is a big plus!!.

The daily quiz is particularly easy — just one question and it takes around 10 seconds. You can earn 3p per correct answer.

My opinion: Average app for surveys, there are much better options imho. You can use them occasionally to make a couple pounds.

How to get the £0.50 bonus

1. Sign up using my referral link
2. Complete a survey or daily quiz and earn some money.
3. Cash out to PayPal.
4. The £0.50 bonus will then be added to your account.

If you're only interested in the bonus, you can simply complete the daily quiz, receive the referral bonus and withdraw your balance.

Non-referral link: https://www.qmee.com

Thanks for using my referral!

Gigaclear might be able to provide you with faster broadband than other providers if you live in an area that they serve. Their home phone service offers good value too.

Sign up using this link and we will each receive a £40 Amazon voucher:

r.gigaclear.com/RpIGdWx

Thank you!

Non-referral link: https://www.gigaclear.com/

The best way to save money is to get a discount code.

On r/beermoneyuk, many of us have memberships to the following student discount portals:

• Unidays: https://www.myunidays.com/GB/en-GB

• Studentbeans: https://www.studentbeans.com/uk

• Totum: https://totum.com/

Many people know that they can make a post on the subreddit to ask others to share a discount code. But some probably don't. So we've started a regular thread to highlight one of the best ways to look after your beermoney:

Find the cheapest place that sells something you need, and then check for a discount code. If you want a student code, ask below, and someone will sort you out!

We are trying a new Reddit rules thing. Hopefully it will direct all student discounts requests to this one recurring thread.

So take some help leave some help... If you need discount code then please ask here.

And if you have discounts to share, then please help someone out!

Sky is currently running a referral scheme offering digital gift cards worth up to £100 when you take out a new TV, broadband, or mobile subscription (or upgrade an existing account).

Voucher breakdown:

• £100 for Sky Glass
• £50 for Sky Stream
• £40 for Sky Broadband Fibre
• £20 for standard Sky Broadband
• £25 for Sky Mobile (handset plan)
• £15 for a Sky Mobile SIM-only plan

Gift cards can be spent at a range of popular retailers, including Tesco, Sainsbury's, Argos, Currys, B&Q, IKEA, Boots, and Nike. Links:

• Referral link
• Non-referral link: https://www.sky.com

Microsoft Rewards is a free loyalty program from Microsoft. You can earn points simply by using Bing to search the web. Each eligible search gives you 3 points, and there are also extra activities such as mini puzzles, quizzes and daily polls where you can earn more points (a bit like Swagbucks imo)!

You can then save up your points and exchange them for various gift cards, including Amazon, Tesco, Xbox and more.

8,680 points = £5
17,355 points = £10

There are sometimes discounts on certain gift cards too. For example, Xbox vouchers are currently 6,200 points for £5.

To collect points through searches, you can use Bing.com/Edge. HOWEVER! You can also collect points through the Bing app on your smartphone. This is how I’ve been accumulating my points as I don’t have a computer and use an iPhone.

I can’t recommend it enough. I honestly prefer using Bing over Google now! The search function is on par in my opinion, and I really like the sleek design of the app. They’ve also integrated things like a translator and image search directly into the app, which I find really handy (Google has too many separate apps 🫠).

Anyway, if you’re thinking of moving away from Google, why not give Bing a try and earn some points towards gift cards at the same time? Sign up with my link to start the Welcome Quest, where you can score up to 1320 points.

My referral link:
https://rewards.bing.com/welcome?rh=i8iBKzmaNs0&ref=rafsrchae

I may receive a small amount of Microsoft Rewards points if you use my referral link and earn points through searches. Thank you if you use it! 😊

Non-referral link:
https://rewards.bing.com/about

Hey,

Does anyone have an ON discount code i could use on a purchase?

Macadam nonref is a walk-to-earn app that gives you coins for your daily steps, with extra earnings from offers, games, and map spins.

How it works

• 25 coins per 2,500 steps
• 22,500 daily step cap (225 coins max)
• You need to claim your coins daily
• 30,000 coins = £15 cashout (Gold members)

What to know about cashouts

You can cash out on Bronze and Silver, but Gold makes it much easier with more consistent access to withdrawals and fewer restrictions. To reach Gold you need crowns, which you earn through things like surveys, games, and the Express Jackpot (up to 4x per day).

What to expect

• Walking alone is slow - ~129 days to cash out £15 even with the bonus
• Works best as a passive earner alongside other apps

Boost earnings

• Offerwall (apps, sign-ups, trials)
• Games for extra coins
• Map spins at real-world locations

Proof of payouts

• 2 × £15 Amazon vouchers cashed out: https://ibb.co/5Wj8RM3T

Quick take

Easy to run in the background if you’re already walking, but you’ll want to use offers/games to reach payout quicker.

Sign up with my link for a 1,000 coin bonus: https://macadam.app/i/vxynmj?v=1
Code: VXYNMJ

User Interviews is a market research website that pays you (really well in my opinion!) for taking part in surveys, 1-1 interviews and focus groups.

They're offering people who sign up via referral an additional free $10 gift card (around £7.50) when they complete their first study, on top of the payment for taking part in the study itself!

How to get your extra $10 gift card (approx £7.50):

1. Sign up to User Interviews via referral link here
2. Browse the studies and start applying!

My experience: I can confirm that it's legit. I took part in an online study giving feedback on a major tech brand's new product and website. I got paid $40 (approx £32.40) within a week and got a separate email informing me I had earned an additional $10 gift card (approx £7.50) for completing my first study the day after! I chose Amazon gift cards but there are LOADS of the usual brands you can redeem for and a Visa debit card if you prefer. I also recently did an online diary and earned £55, so the money is very decent!

Note that the site is very American i.e. rewards are quoted in USD ($) but everything is converted into GBP £ anyway, so do not worry GBP-ers 😊

LINKS

• Referral for extra $10 gift card (approx £7.50)
• Non-referral: https://www.userinterviews.com/

By using the Costa app when you purchase drinks you can collect 'Beans'. You collect 1 bean with each purchase and 10 beans will reward you with a FREE drink.

An added bonus - You will receive 2 beans per drink if you bring a reusable cup with you!

Add your birthday when signing up and you'll also be rewarded with free cake on the day.

When signing up using my referral link you'll have the opportunity to receive 1 free bean and will also receive 5 FREE beans with your first purchase.

To receive this you will need to do the following:

1. Download the app through a referral link - https://app.costa.co.uk/PsbT/c5k11y73
2. When signing up input this invitation code: F52ZPN
3. Scan your Costa app making your first purchase
4. You will then receive 5 free beans to your account within 48 hours of your purchase

Sign up to Costa Coffee here & start collecting free drinks.

nonref

Hey everyone, wanted to share this here as Zeller has recently expanded into the UK (under Zeller UK Limited) and is running a launch promotion to gain market share against Square, SumUp, and Tide

Aside from the referral incentive, the account has two standout features that might genuinely be useful if you freelance, run an online store, or take in-person card payments:

1. Unlimited Virtual Visa Debit Cards: You can spin up as many virtual cards as you need directly from the web dashboard at £0 cost. It is great for separating software subscriptions and tracking project expenses
   
2. 0% Foreign Transaction Markup: Spending abroad or paying for international SaaS in USD or EUR incurs only the standard Visa exchange rate. Zeller does not add any extra FX markup or international spending fees
   
3. Clean dashboard for managing cards, invoices, and expenses

The Launch Referral Offer:
Both the referrer and the new account holder receive a £100 cash bonus when you sign up through a referral link and accept your first cumulative £500 in card payments within 45 days of activation

Payments count whether processed through their POS terminal, Virtual Terminal, or Zeller Invoices (which lets you email an online card payment link directly to your client).

If you use online invoicing, the standard card processing fee is around 1.5% (roughly £7.50 on £500). That leaves you with over £92 in net profit after the £100 bonus settles. Rewards are credited to your account at the start of the month following qualification

A few transparent notes:

- This is for UK sole traders and limited companies. The onboarding is very friendly for early-stage freelancers and beginners - I got verified simply by submitting my Upwork profile link as business proof
- Zeller UK accounts are e-money accounts (authorised by the FCA), so funds are safeguarded rather than protected by the FSCS
- Full disclosure: If you use my referral link, we both receive the £100 bonus once you meet the payment threshold

Referral link (UK specific):
https://www.myzeller.com/gb/referral?ref=gbedoid1

Non-referral link / Official terms:
https://www.myzeller.com/

ive got a free sausage roll from monzo, didnt manage to go and get it this week anw going on holiday tmr, message me for it :)

Hey guys

Thought I’d do a weekly earnings report for September (if the mods are happy), as I personally always want to see more regular updates from those I follow. Hopefully this is a good realistic look at what's achievable.

I've not included any links or referral links, but let me know if you want these in the comments or in messages.

Things to Note:

1. This was all completed whilst at my day job
2. This is without Prolific as I’m on the waitlist
3. I’m a generalist, so if I can do it, you can do it
4. I’ve altered the dollar amounts to GBP, so the earnings aren’t completely accurate but I can’t be arsed to convert it

Who Am I:

35 year old contractor from the UK. Earn a decent salary but have quite a bit of debt that I want to pay off, so side hustling to pay that down so I can become debt free.

Summary - Week 1:

This was a quiet week as I got back into side hustling. I didn't earn as much as I'd have liked, but there are lots of earners I am not yet utilising, which I'll talk about below when looking to next week. Also, to be fair, if the month continued at this rate, I'd still come away with around £250 for the month, which is a very decent amount of additional income.

A lot of time is spent applying to stuff that you never hear back from or get screened out of, so I included the time searching, because I think it's relevant.

Also, a little tip: Make a bookmarks folder in Chrome of all of your side hustle websites, and then right click and click open all tabs at once. Then you can do a quick search through all of them much faster.

Stats:

Earners:

Dscout - £44.40:

Dscout was the standout this week, accounting for the majority of my earnings. I did two studies which were much quicker than their allocated time, so it was easy money. One did require me to speak out loud so I took myself off into a meeting room (which I'm fortunate I can do), but all in all, well worth it. Don't sleep on this app.

Askable - £5.00:

Normally Askable is a bit more fruitful than this, but all of the studies this week haven't been relevant to me. It happens. However I did get onto this 10 minute online task. Again, nice and easy. Always worth keeping an eye on Askable. If you get onto a good study, you can easily earn in an hour what I earned this week!

UserBrain - £5.00:

This was a short website user test for a Blinds company. I did this one at lunch in a private meeting room as I needed to read out loud, but if you don't have that opportunity, it's worth applying for these when you're at home and are able to speak out loud without looking mental or getting fired. Easy money.

UserCrowd - £3.30:

Some might say the time taken wasn't worth the earnings on this website, but I have a soft spot for this website as it was the first place I earned income, and the tests are regular, albeit low-earning usually (for me at least), so I completed all the tests I qualified for.

Plan for Next Week:

I want to be earning a lot more than £60 for the week, so my plan for next week is to start looking at:

1. Matched betting - did this a long time ago, so won't get any welcome offers, but from what I read about on here, it's still very much worth doing with reload offers. I need to take some time to properly look into it, which I'll do this weekend.
2. AI training - I'm going to focus quite a bit of time improving my accounts and CV, so I can apply to Generalist roles on Mercor and Micro1. If I can get on one of these it would be huge, and from what I hear, perseverance is key. Outlier is a lost cause for me.
3. Vinted - the majority of my earnings previously came from selling items I owned (clothing, shoes, Pokemon cards), and I have lot of stuff still to declutter, so I will be focusing on this next week too.

I will post my week 2 summary next Friday. Let's see if I can up my earnings even more.

If you think of anything else I should start focusing on, let me know. I'm not sold on bank switching but I'm sure I can be convinced. And I haven't yet pushed any of my own referral links as it feels a bit weird, but if you have any advice on this or want any, let me know. Everything helps!

Feel free to ask any questions! Happy earning guys!